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Financial institutions and banks are getting stricter with their protocol especially with anything that involves a monetary form especially if its a loan. Many business owners struggle to obtain an Sme Bank Loan and sometimes, you won’t get the reason too. Hence, it makes things even more complicated and businesses are forced to close down due to this.Don’t be discouraged by this situation and try approaching a SME loan Consultant like us to get things analysed and sorted. With that being said, here are 5 reasons why the bank rejected your SME loan application. Repayment AbilityFunding PurposeFinancial PositioningCommitment RatioLow Credit ScoreThe working capital amount (SME loan) should be larger in volume as financial institutions' cost of services should be worth it. With Business Loan Malaysia , larger financing is more profitable to them.